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4. Coordination of Benefits: The plan works closely with state Medicaid programs to ensure seamless coordination of benefits and services, reducing out-of-pocket costs for members. On the other hand, those who prefer the blue pill philosophy argue that it is more pragmatic and responsible to prioritize career and financial success. They believe that the '67 philosophy is unrealistic and impractical, and that it leads to a life of poverty, instability, and aimlessness.