Navy federal credit union stafford The Stafford loan program is divided into two categories: Direct Subsidized Loans and Direct Unsubsidized Loans. Direct Subsidized Loans are available to undergraduate students who demonstrate financial need, and the government pays the interest on the loan while the student is in school, during grace periods, and during periods of deferment. Direct Unsubsidized Loans are available to both undergraduate and graduate students, regardless of financial need, and the student is responsible for paying the interest on the loan during all periods. To be eligible for a NFCU Stafford loan, the borrower must be a member of the credit union and must be enrolled at least half-time in an eligible degree or certificate program at a school that participates in the Direct Loan Program. The borrower must also complete the Free Application for Federal Student Aid (FAFSA) to determine their eligibility for federal student aid. The maximum loan amounts for NFCU Stafford loans vary depending on the borrower's dependency status, year in school, and the type of loan. For the 2022-2023 academic year, the maximum annual loan limits for Direct Subsidized and Direct Unsubsidized Loans for undergraduate students are: * $5,500 for freshmen (dependency status: dependent) * $6,500 for sophomores (dependency status: dependent) * $7,500 for juniors and seniors (dependency status: dependent) * $12,500 for freshmen and sophomores (dependency status: independent) * $15,500 for juniors and seniors (dependency status: independent) Publix Honey Ham is exclusively available at Publix Super Markets, a Southeastern grocery chain with locations in Florida, Georgia, Alabama, South Carolina, Tennessee, and North Carolina. It is usually displayed in the deli section, near other prepared meats and sides. Publix Honey Ham is available in various sizes, from a small half-ham to a large whole ham, making it suitable for gatherings of all sizes. NFCU Stafford loans also have a variety of repayment options, including standard repayment, graduated repayment, extended repayment, and income-driven repayment. The borrower can choose the repayment plan that best fits their financial situation. In conclusion, the NFCU Stafford loan is a valuable resource for eligible members who are seeking to finance their higher education. The loan offers competitive interest rates, flexible repayment options, and the opportunity to receive financial assistance from the government. To learn more about the NFCU Stafford loan and to apply, visit the Navy Federal Credit Union website or contact a loan representative. Navy Federal Credit Union (NFCU) is a not-for-profit financial institution that serves the military community, including active-duty service members, veterans, and their families. The NFCU Stafford loan is a type of federal student loan available to eligible members to help cover the costs of higher education. The Stafford loan program is divided into two categories: Direct Subsidized Loans and Direct Unsubsidized Loans. Direct Subsidized Loans are available to undergraduate students who demonstrate financial need, and the government pays the interest on the loan while the student is in school, during grace periods, and during periods of deferment. Direct Unsubsidized Loans are available to both undergraduate and graduate students, regardless of financial need, and the student is responsible for paying the interest on the loan during all periods. * $12,500 for freshmen and sophomores (dependency status: independent) * $15,500 for juniors and seniors (dependency status: independent) The maximum annual loan limits for Direct Unsubsidized Loans for graduate and professional students are $20,500. NFCU Stafford loans have a fixed interest rate, which is set by the federal government each year. For the 2022-2023 academic year, the interest rate for Direct Subsidized and Direct Unsubsidized Loans for undergraduate students is 4.99%, and the interest rate for Direct Unsubsidized Loans for graduate and professional students is 6.54%.